RPW Solutions LLC

RPW Solutions was founded by Ray Welnicki in response to growing concerns over the lack of planning for all of life’s future stages as people get older. Most Americans who are approaching retirement or who have recently retired expect to live long, active lives that include enjoying leisure time with their families.  But it is clear that the vast majority have not planned for the eventuality that their ability to be independently active will decline in their later years and that most of them will at some point need personal assistance with activities of daily living. By not addressing that eventuality now they may be jeopardizing the future health and welfare of their loved ones.

Who We Are

 Ray Welnicki has over 30 years of leadership expertise in insurance and financial services. This includes serving as Senior Vice President & Head of the Employee Benefits Division at Hartford Life Insurance Company and Vice President &  Head of Long Term Care Insurance at Aetna Life Insurance Company. 

Ray is a  a Member of the American Academy of Actuaries.  He served as a delegate to the White House Conference on Aging and has worked with industry groups on a variety of regulatory and legislative initiatives.